2020 Volvo XC40 2.0 D3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 2.0 Momentum Auto Euro 6 5dr D3 (147 bhp)
• Year: 2020
• Mileage: 29,212 miles
• Fuel: Diesel
• Body: SUV, 5 doors, 5 seats
• Engine: 2.0 litres, 147 bhp
• Gearbox: Automatic
• Colour: Black
• CO2: 157 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Momentum has covered 29,212 miles, around 21,500 fewer miles than is typical for its age. The AskCar estimate for this car is £19,711. It is priced at £17,299, which is £2,412 below that estimate. To work out the AskCar estimate, we analyse UK dealer adverts for 5,104 Volvo XC40 cars across different ages and specifications. The asking price is now £1,700 lower than when we first recorded the advert 156 days ago. Our latest MOT record expired on 4 July 2026. Check the current position with the dealer. Its advertised mileage matches the government's MOT record. The seller is Hilton Car Supermarket Milton Keynes, based in Milton Keynes. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 4 November 2026.

How we estimate prices and check cars

Price

Good value: £2,412 (12%) under the AskCar estimate of £19,711.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 5,104 priced Volvo XC40 adverts across different ages and specifications, as of 4 November 2026.

A 2020 Volvo XC40 with the 2.0 diesel engine is typically advertised at £18,500: the median of the 206 for sale on AskCar, as of 4 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 156 days.

Price history

AskCar first saw this advert on 1 June 2026 at £18,999. Its asking price is now £17,299, £1,700 less. The latest price cut was seen on 3 November 2026.

Price changes recorded:

• 1 June 2026: £18,999
• 18 June 2026: £19,325
• 23 June 2026: £19,149
• 26 June 2026: £18,875
• 29 June 2026: £18,699
• 2 July 2026: £19,262
• 3 July 2026: £19,325
• 6 July 2026: £19,204
• 8 July 2026: £18,817
• 11 July 2026: £18,810
• 13 July 2026: £18,805
• 15 July 2026: £18,800
• 17 July 2026: £18,695
• 21 July 2026: £18,570
• 23 July 2026: £18,599
• 26 July 2026: £18,615
• 29 July 2026: £18,400
• 31 July 2026: £18,395
• 3 August 2026: £18,610
• 5 August 2026: £18,630
• 7 August 2026: £18,325
• 10 August 2026: £18,460
• 11 August 2026: £18,455
• 13 August 2026: £18,275
• 19 August 2026: £18,270
• 21 August 2026: £18,330
• 26 August 2026: £18,325
• 30 August 2026: £18,880
• 2 September 2026: £18,915
• 5 September 2026: £18,890
• 9 September 2026: £18,420
• 12 September 2026: £18,480
• 13 September 2026: £18,490
• 15 September 2026: £18,495
• 16 September 2026: £18,499
• 18 September 2026: £18,505
• 22 September 2026: £18,490
• 27 September 2026: £18,575
• 29 September 2026: £18,580
• 1 October 2026: £18,570
• 2 October 2026: £18,685
• 9 October 2026: £18,610
• 15 October 2026: £18,380
• 17 October 2026: £18,240
• 19 October 2026: £18,075
• 23 October 2026: £17,499
• 3 November 2026: £17,299

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 4 November 2026: the latest record we hold ran out on 4 July 2026; ask the dealer for the current MOT.

It has had 2 MOTs. The latest, on 5 July 2025, passed.

There were no advisories at the latest test.

Mileage at that test: 29,260 miles, which matches the advertised 29,212 miles.

Advertised mileage is about 21,500 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

4 other 2020 Volvo XC40 Momentum 2.0 diesel automatic SUVs are for sale at UK dealers, from £15,995 to £22,995, as of 4 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, black. Mileage: 33,500 miles. Price: £18,695, £1,396 more than this car. Dealer: Automotive First in Barnet. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-dcd41057d9ac
• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, black. Mileage: 40,742 miles. Price: £22,995, £5,696 more than this car. Dealer: Angus Mackinnon in Uttoxeter. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-2706b6697f14
• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, grey. Mileage: 71,983 miles. Price: £15,995, £1,304 less than this car. Dealer: Good Autos in Belfast. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-1109f5e73d0e