2020 Volvo XC40 1.5 T3 Inscription

Price: £13,995. Fair price: £1,030 (7%) over the AskCar estimate of £12,965, our expected asking price for this car from its model, age, mileage and specification, drawing on 4,570 priced Volvo XC40 adverts on AskCar as of 9 November 2026.

AskCar lists 4,598 used Volvo XC40 from 1,182 UK dealerships, as of 9 November 2026.

Overview

  • Make: Volvo
  • Model: XC40
  • Trim: Inscription
  • Version: 1.5 T3 Inscription Auto FWD Euro 6 (s/s) 5dr (161 bhp)
  • Year: 2020
  • Mileage: 94,000 miles
  • Fuel: Petrol
  • Body: SUV, 5 doors, 5 seats
  • Engine: 1.5 litres, 161 bhp
  • Gearbox: Automatic
  • Drive: Front-wheel drive
  • Colour: Blue
  • CO2: 166 g/km
  • Emissions standard: Euro 6, ULEZ compliant

About this car

With 94,000 miles on the clock, this 2020 Volvo XC40 Inscription has done roughly 43,000 more miles than a typical 2020 Volvo XC40. The AskCar estimate for this car is £12,965. It is priced at £13,995, which is £1,030 above that estimate. The AskCar estimate draws on 4,570 Volvo XC40 adverts across the UK, adjusting for age, mileage, trim, engine and other specifications. We first recorded this car for sale 27 days ago. Its advertised mileage matches the government's MOT record. The seller is Car Quay, based in Derby. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 9 November 2026.

How we estimate prices and check cars

Car Quay is rated 4.8 out of 5 on Google.

Price

Fair price: £1,030 (7%) over the AskCar estimate of £12,965.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,570 priced Volvo XC40 adverts across different ages and specifications, as of 9 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 215 for sale on AskCar, as of 9 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 27 days.

Price history

AskCar first saw this advert on 13 October 2026 at £13,995. Its asking price has not changed.

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 9 November 2026: valid until 25 November 2026.

It failed its MOT on 26 November 2025 (offside front windscreen wiper does not clear the windscreen effectively) and passed later the same day.

Advisories at the latest test: items removed from driver's view prior to test; nearside front tyre worn close to legal limit/worn on edge; offside front tyre worn close to legal limit/worn on edge.

Mileage at that test: 79,562 miles, which matches the advertised 94,000 miles.

Advertised mileage is about 43,000 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

16 other 2020 Volvo XC40 Inscription 1.5 petrol automatic SUVs are for sale at UK dealers, from £14,995 to £19,995, as of 9 November 2026.

The 3 closest to this car in mileage:

  • 2020 Volvo XC40 Inscription, 1.5 petrol SUV, black. Mileage: 82,191 miles. Price: £14,995, £1,000 more than this car. Dealer: Bateman & Lynch Cars Tavistock in Tavistock. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-f45d0306e3b2
  • 2020 Volvo XC40 Inscription, 1.5 petrol SUV, black. Mileage: 69,101 miles. Price: £15,249, £1,254 more than this car. Dealer: Pentagon Barnsley in Barnsley. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-468f5488c1a7
  • 2020 Volvo XC40 Inscription, 1.5 petrol SUV, silver. Mileage: 65,000 miles. Price: £17,000, £3,005 more than this car. Dealer: Mylson Stoke in Newcastle-under-Lyme. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-719a2053fe36

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

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Photos

80 photos of this car are on its AskCar page.

As of 9 November 2026, AskCar lists 584,619 cars and vans from 12,676 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.