2020 Volvo XC40 1.5 T3 Momentum PRO

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum PRO
• Version: 1.5 Momentum Pro Manual FWD Euro 6 5dr T3 (04/19-) (160 bhp)
• Year: 2020
• Mileage: 61,000 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 160 bhp
• Gearbox: Manual
• Drive: Front-wheel drive
• Colour: Grey
• CO2: 158 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Momentum Pro is advertised with 61,000 miles, approximately 10,100 above the typical mileage for its age. The dealer is asking £12,995, which is £498 below the AskCar estimate of £13,493. To work out the AskCar estimate, we analyse UK dealer adverts for 4,568 Volvo XC40 cars across different ages and specifications. Since we first spotted the advert 30 days ago, the asking price has dropped by £500. Our records show an MOT expiry date of 14 September 2026, which has passed. Ask the dealer for an update. Its advertised mileage matches the government's MOT record. The seller is Houghton Motors, based in Dunstable. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 7 November 2026.

How we estimate prices and check cars

Price

Fair price: £498 (3%) under the AskCar estimate of £13,493.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,568 priced Volvo XC40 adverts across different ages and specifications, as of 7 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 222 for sale on AskCar, as of 7 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 30 days.

Price history

AskCar first saw this advert on 8 October 2026 at £13,495. Its asking price is now £12,995, £500 less. The latest price cut was seen on 19 October 2026.

Price changes recorded:

• 8 October 2026: £13,495
• 19 October 2026: £12,995

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 7 November 2026: the latest record we hold ran out on 14 September 2026; ask the dealer for the current MOT.

It failed its MOT on 15 August 2025 (offside windscreen wiper blade defective poor; nearside front tyre has a bulge, caused by separation or partial failure of its structure) and passed later the same day.

Advisories at the latest test: front brake pad(s) wearing thin; rear brake pad(s) wearing thin.

Mileage at that test: 51,908 miles, which matches the advertised 61,000 miles.

Advertised mileage is about 10,100 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

1 other 2020 Volvo XC40 Momentum PRO 1.5 petrol manual SUV is for sale at UK dealers, as of 7 November 2026.

The closest to this car in mileage:

• 2020 Volvo XC40 Momentum PRO, 1.5 petrol SUV, black. Mileage: 41,324 miles. Price: £14,631, £1,636 more than this car. Dealer: Arbury Peugeot (Bulkington) in Nuneaton. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-08aa0408fb4c