2020 Volvo XC40 T3 Momentum
Price: £14,995. Good value: £2,248 (13%) under the AskCar estimate of £17,243, our expected asking price for this car from its model, age, mileage and specification, drawing on 4,464 priced Volvo XC40 adverts on AskCar as of 2 November 2026.
AskCar lists 4,630 used Volvo XC40 from 1,199 UK dealerships, as of 2 November 2026.
Overview
- Make: Volvo
- Model: XC40
- Trim: Momentum
- Version: Momentum Auto FWD Euro 6 5dr (161 bhp)
- Year: 2020
- Mileage: 59,000 miles
- Fuel: Petrol
- Body: SUV, 5 doors, 5 seats
- Engine: 161 bhp
- Gearbox: Automatic
- Drive: Front-wheel drive
- Colour: Black
- CO2: 165 g/km
- Emissions standard: Euro 6, ULEZ compliant
About this car
This 2020 Volvo XC40 Momentum has covered 59,000 miles, around 8,000 more miles than is typical for its age. Priced at £14,995, it is advertised £2,248 below the AskCar estimate of £17,243. The AskCar estimate draws on 4,464 Volvo XC40 adverts across the UK, adjusting for age, mileage, trim, engine and other specifications. We first saw this car advertised 36 days ago. Its asking price has since fallen by £500. According to the government's MOT record, its advertised mileage is consistent with the latest test. It is advertised by Irby Motor Company in Wirral. How to contact the dealer and its opening hours are on this AskCar page.
Stock data as of 2 November 2026.
Price
Good value: £2,248 (13%) under the AskCar estimate of £17,243.
The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.
It draws on 4,464 priced Volvo XC40 adverts across different ages and specifications, as of 2 November 2026.
Time on sale
This 2020 Volvo XC40 has been on sale for at least 36 days.
Price history
AskCar first saw this advert on 27 September 2026 at £15,495. Its asking price is now £14,995, £500 less. The latest price cut was seen on 23 October 2026.
Price changes recorded:
- 27 September 2026: £15,495
- 23 October 2026: £14,995
Mileage and MOT
MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 2 November 2026: valid until 7 February 2027.
It has had 8 MOTs. The latest, on 16 January 2026, passed.
There were no advisories at the latest test.
Mileage at that test: 58,652 miles, which matches the advertised 59,000 miles.
Advertised mileage is about 8,000 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.
Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide
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Photos
27 photos of this car are on its AskCar page.
As of 2 November 2026, AskCar lists 586,270 cars and vans from 12,920 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.