2020 Volvo XC40 1.5 T3 Inscription

Overview

• Make: Volvo
• Model: XC40
• Trim: Inscription
• Version: 1.5 T3 Inscription Auto FWD Euro 6 (s/s) 5dr (161 bhp)
• Year: 2020
• Mileage: 28,920 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 161 bhp
• Gearbox: Automatic
• Drive: Front-wheel drive
• Colour: Silver
• CO2: 166 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Inscription has covered 28,920 miles, around 22,000 fewer miles than is typical for its age. The AskCar estimate for this car is £19,276. It is priced at £19,495, which is £219 above that estimate. The AskCar estimate uses UK dealer asking prices, including 4,785 Volvo XC40 adverts, and accounts for the car’s age, mileage and specification. We first saw this car advertised 161 days ago. Its asking price has since fallen by £1,100. Our latest MOT record expired on 4 November 2026. Check the current position with the dealer. We checked its advertised mileage against the government's MOT record, and they match. You can find this car at Active Automotive in Wellingborough. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 5 November 2026.

How we estimate prices and check cars

Price

Fair price: £219 (1%) over the AskCar estimate of £19,276.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,785 priced Volvo XC40 adverts across different ages and specifications, as of 5 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 220 for sale on AskCar, as of 5 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 161 days.

Price history

AskCar first saw this advert on 28 May 2026 at £20,595. Its asking price is now £19,495, £1,100 less. The latest price cut was seen on 13 September 2026.

Price changes recorded:

• 28 May 2026: £20,595
• 21 August 2026: £20,000
• 13 September 2026: £19,495

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 5 November 2026: the latest record we hold ran out on 4 November 2026; ask the dealer for the current MOT.

It has had 3 MOTs. The latest, on 29 October 2025, passed.

Advisories at the latest test: nearside front outer drive shaft joint constant velocity boot severely deteriorated; rear brake disc worn, but not excessively.

Mileage at that test: 28,980 miles, which matches the advertised 28,920 miles.

Advertised mileage is about 22,000 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

15 other 2020 Volvo XC40 Inscription 1.5 petrol automatic SUVs are for sale at UK dealers, from £13,995 to £20,199, as of 5 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Inscription, 1.5 petrol SUV, blue. Mileage: 30,167 miles. Price: £18,700, £795 less than this car. Dealer: Brayley Suzuki Thurrock in Grays. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-e49b4a683260
• 2020 Volvo XC40 Inscription, 1.5 petrol SUV, black. Mileage: 25,876 miles. Price: £18,740, £755 less than this car. Dealer: Evans Halshaw Ford Wolverhampton in Wolverhampton. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-b6bb41a6a525
• 2020 Volvo XC40 Inscription, 1.5 petrol SUV, silver. Mileage: 35,102 miles. Price: £17,900, £1,595 less than this car. Dealer: Drayton Motors Kia Scunthorpe in Scunthorpe. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-aae757b1d4eb

• The nearest: 2020 Volvo XC40 Inscription, 1.5 petrol SUV, blue, 38 miles from this car. Mileage: 64,109 miles. Price: £16,400, £3,095 less than this car. Dealer: Marshall Volvo Cambridge in Cambridge. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-6b5c56c82807