2020 Volvo XC40 1.5 T3 Inscription

Price: £18,150. Fair price: £149 (under 1%) under the AskCar estimate of £18,299, our expected asking price for this car from its model, age, mileage and specification, drawing on 4,772 priced Volvo XC40 adverts on AskCar as of 6 November 2026.

AskCar lists 4,814 used Volvo XC40 from 1,211 UK dealerships, as of 6 November 2026.

Overview

  • Make: Volvo
  • Model: XC40
  • Trim: Inscription
  • Version: 1.5 T3 Inscription Auto FWD Euro 6 (s/s) 5dr (161 bhp)
  • Year: 2020
  • Mileage: 39,072 miles
  • Fuel: Petrol
  • Body: SUV, 5 doors, 5 seats
  • Engine: 1.5 litres, 161 bhp
  • Gearbox: Automatic
  • Drive: Front-wheel drive
  • Colour: Black
  • CO2: 166 g/km
  • Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Inscription is advertised with 39,072 miles, approximately 11,600 below the typical mileage for its age. The dealer is asking £18,150, which is £149 below the AskCar estimate of £18,299. To work out the AskCar estimate, we analyse UK dealer adverts for 4,772 Volvo XC40 cars across different ages and specifications. Since we first spotted the advert 23 days ago, the asking price has dropped by £200. We checked its advertised mileage against the government's MOT record, and they match. You can find this car at Car Planet Watford in Rickmansworth. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 6 November 2026.

How we estimate prices and check cars

Price

Fair price: £149 (under 1%) under the AskCar estimate of £18,299.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,772 priced Volvo XC40 adverts across different ages and specifications, as of 6 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 223 for sale on AskCar, as of 6 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 23 days.

Price history

AskCar first saw this advert on 14 October 2026 at £18,350. Its asking price is now £18,150, £200 less. The latest price cut was seen on 6 November 2026.

Price changes recorded:

  • 14 October 2026: £18,350
  • 6 November 2026: £18,150

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 6 November 2026: valid until 2 October 2027.

It failed its MOT on 3 October 2026 (nearside stop lamp(s) not working) and passed later the same day.

Advisories at the latest test: offside rear nail in tyre; nearside rear nail in tyre.

Mileage at that test: 38,922 miles, which matches the advertised 39,072 miles.

Advertised mileage is about 11,600 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

15 other 2020 Volvo XC40 Inscription 1.5 petrol automatic SUVs are for sale at UK dealers, from £13,995 to £20,199, as of 6 November 2026.

The 3 closest to this car in mileage:

  • 2020 Volvo XC40 Inscription, 1.5 petrol SUV, black. Mileage: 41,824 miles. Price: £17,695, £455 less than this car. Dealer: Pentagon Warrington in Warrington. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-8abf5466649e
  • 2020 Volvo XC40 Inscription, 1.5 petrol SUV, silver. Mileage: 35,102 miles. Price: £17,900, £250 less than this car. Dealer: Drayton Motors Kia Scunthorpe in Scunthorpe. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-aae757b1d4eb
  • 2020 Volvo XC40 Inscription, 1.5 petrol SUV, black. Mileage: 46,668 miles. Price: £17,400, £750 less than this car. Dealer: Marshall OMODA & JAECOO Lincoln in Lincoln. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-f1f11dc78abf
  • The nearest: 2020 Volvo XC40 Inscription, 1.5 petrol SUV, blue, 23 miles from this car. Mileage: 57,066 miles. Price: £16,995, £1,155 less than this car. Dealer: McCarthy Cars in Croydon. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-236e0bf92ab7

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

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Photos

39 photos of this car are on its AskCar page.

As of 6 November 2026, AskCar lists 598,752 cars and vans from 12,905 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.