2021 Volvo XC40 1.5 T3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
• Year: 2021
• Mileage: 39,328 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 161 bhp
• Gearbox: Manual
• Drive: Front-wheel drive
• Colour: White
• CO2: 158 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

This 2021 Volvo XC40 Momentum is advertised with 39,328 miles, approximately 2,600 below the typical mileage for its age. The dealer is asking £15,449, which is £453 below the AskCar estimate of £15,902. To work out the AskCar estimate, we analyse UK dealer adverts for 4,772 Volvo XC40 cars across different ages and specifications. The dealer may accept less: this car has been on sale for at least 123 days, and its asking price has been cut by £2,200. Its advertised mileage matches the government's MOT record. The seller is Motorpoint Castleford, based in Castleford. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 6 November 2026.

How we estimate prices and check cars

Price

Fair price: £453 (2%) under the AskCar estimate of £15,902.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,772 priced Volvo XC40 adverts across different ages and specifications, as of 6 November 2026.

A 2021 Volvo XC40 with the 1.5 petrol engine is typically advertised at £18,700: the median of the 345 for sale on AskCar, as of 6 November 2026.

Time on sale

The dealer may accept less. This 2021 Volvo XC40 has been on sale for at least 123 days, and its asking price has been cut by £2,200. About half of 2021 Volvo XC40 cars are gone from sale within a month of being advertised: 423 of the 811 first advertised between 9 July 2026 and 3 October 2026.

Price history

AskCar first saw this advert on 6 July 2026 at £17,649. Its asking price is now £15,449, £2,200 less. The latest price cut was seen on 3 November 2026.

Price changes recorded:

• 7 July 2026: £17,649
• 14 July 2026: £16,899
• 16 July 2026: £16,949
• 18 July 2026: £16,649
• 16 October 2026: £15,849
• 20 October 2026: £15,699
• 27 October 2026: £15,549
• 3 November 2026: £15,449

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 6 November 2026: valid until 11 May 2027.

It failed its MOT on 28 April 2026 (nearside front tyre tread depth below requirements of 1.6mm; offside front tyre tread depth below requirements of 1.6mm; windscreen washer provides insufficient washer liquid; and 1 more) and passed later the same day.

Advisories at the latest test: nearside rear tyre slightly damaged/cracking or perishing; offside rear tyre slightly damaged/cracking or perishing; rear child seat fitted not allowing full inspection of adult belt.

Mileage at that test: 37,955 miles, which matches the advertised 39,328 miles.

Advertised mileage is about 2,600 miles lower than the median mileage of a 2021 Volvo XC40 on AskCar.

Similar cars

10 other 2021 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £12,700 to £16,495, as of 6 November 2026.

The 3 closest to this car in mileage:

• 2021 Volvo XC40 Momentum, 1.5 petrol SUV, red. Mileage: 38,992 miles. Price: £15,795, £346 more than this car. Dealer: Stoneacre in Middlesbrough. AskCar page: https://askcar.co.uk/car/volvo-xc40-2021-3ce33b5e6e97
• 2021 Volvo XC40 Momentum, 1.5 petrol SUV, blue. Mileage: 42,536 miles. Price: £15,750, £301 more than this car. Dealer: FRF Volvo in Swansea. AskCar page: https://askcar.co.uk/car/volvo-xc40-2021-d9a8a427eea0
• 2021 Volvo XC40 Momentum, 1.5 petrol SUV, black. Mileage: 43,069 miles. Price: £15,990, £541 more than this car. Dealer: Phantom Motor Company in Hindley Green. AskCar page: https://askcar.co.uk/car/volvo-xc40-2021-2b1ad48b20bf