2020 Volvo XC40 1.5 T3 Momentum

Price: £14,695. Fair price: £32 (under 1%) under the AskCar estimate of £14,727, our expected asking price for this car from its model, age, mileage and specification, drawing on 5,104 priced Volvo XC40 adverts on AskCar as of 4 November 2026.

AskCar lists 5,140 used Volvo XC40 from 1,238 UK dealerships, as of 4 November 2026.

Overview

  • Make: Volvo
  • Model: XC40
  • Trim: Momentum
  • Version: 1.5 T3 Momentum Auto FWD Euro 6 (s/s) 5dr (161 bhp)
  • Year: 2020
  • Mileage: 69,098 miles
  • Fuel: Petrol
  • Body: SUV, 5 doors, 5 seats
  • Engine: 1.5 litres, 161 bhp
  • Gearbox: Automatic
  • Drive: Front-wheel drive
  • Colour: Blue
  • CO2: 165 g/km
  • Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Momentum is advertised with 69,098 miles, approximately 18,400 above the typical mileage for its age. Its asking price of £14,695 is £32 below the AskCar estimate of £14,727. To work out the AskCar estimate, we analyse UK dealer adverts for 5,104 Volvo XC40 cars across different ages and specifications. The dealer may accept less. This car has been on sale for at least 69 days, and its asking price is down £1,000. Its advertised mileage matches the government's MOT record. The seller is TrustFord Aberdeen, based in Aberdeen. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 4 November 2026.

How we estimate prices and check cars

Price

Fair price: £32 (under 1%) under the AskCar estimate of £14,727.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 5,104 priced Volvo XC40 adverts across different ages and specifications, as of 4 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 224 for sale on AskCar, as of 4 November 2026.

Time on sale

The dealer may accept less. This 2020 Volvo XC40 has been on sale for at least 69 days, and its asking price has been cut by £1,000. About half of 2020 Volvo XC40 cars are gone from sale within a month of being advertised: 307 of the 603 first advertised between 11 July 2026 and 1 October 2026.

Price history

AskCar first saw this advert on 27 August 2026 at £15,695. Its asking price is now £14,695, £1,000 less. The latest price cut was seen on 25 October 2026.

Price changes recorded:

  • 27 August 2026: £15,695
  • 30 August 2026: £15,495
  • 24 September 2026: £14,995
  • 25 October 2026: £14,695

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 4 November 2026: valid until 17 August 2027.

It has had 6 MOTs. The latest, on 18 August 2026, passed.

Advisories at the latest test: offside rear service brake fluctuating, but not excessively.

Mileage at that test: 69,098 miles, which matches the advertised 69,098 miles.

Advertised mileage is about 18,400 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

4 other 2020 Volvo XC40 Momentum 1.5 petrol automatic SUVs are for sale at UK dealers, from £16,699 to £19,990, as of 4 November 2026.

The 3 closest to this car in mileage:

  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, black. Mileage: 49,934 miles. Price: £16,699, £2,004 more than this car. Dealer: cinch Bellevue in Hook. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-6b9dc88b2b03
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, blue. Mileage: 39,148 miles. Price: £17,595, £2,900 more than this car. Dealer: Paul Rigby Group Volvo Stafford in Stafford. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-b9eec97332b6
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, grey. Mileage: 28,739 miles. Price: £19,990, £5,295 more than this car. Dealer: Snows Volvo Winchester in Winchester. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-a40b52523a73

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

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Photos

40 photos of this car are on its AskCar page.

As of 4 November 2026, AskCar lists 592,552 cars and vans from 12,964 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.