2020 Volvo XC40 1.5 T3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 1.5 T3 Momentum Auto FWD Euro 6 (s/s) 5dr (161 bhp)
• Year: 2020
• Mileage: 49,934 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 161 bhp
• Gearbox: Automatic
• Drive: Front-wheel drive
• Colour: Black
• CO2: 165 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Momentum has covered 49,934 miles. The dealer is asking £16,699, which is £195 above the AskCar estimate of £16,504. To work out the AskCar estimate, we analyse UK dealer adverts for 5,104 Volvo XC40 cars across different ages and specifications. We first saw this car advertised 28 days ago. Its asking price has since fallen by £300. We checked its advertised mileage against the government's MOT record, and they match. It is advertised by cinch Bellevue in Hart. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 4 November 2026.

How we estimate prices and check cars

Price

Fair price: £195 (1%) over the AskCar estimate of £16,504.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 5,104 priced Volvo XC40 adverts across different ages and specifications, as of 4 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 224 for sale on AskCar, as of 4 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 28 days.

Price history

AskCar first saw this advert on 7 October 2026 at £16,999. Its asking price is now £16,699, £300 less. The latest price cut was seen on 24 October 2026.

Price changes recorded:

• 7 October 2026: £16,999
• 24 October 2026: £16,699

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 4 November 2026: valid until 29 July 2027.

It has had 4 MOTs. The latest, on 29 July 2026, passed.

Advisories at the latest test: nearside rear brake pad(s) wearing thin; offside rear brake pad(s) wearing thin.

Mileage at that test: 48,832 miles, which matches the advertised 49,934 miles.

Advertised mileage is about 800 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

4 other 2020 Volvo XC40 Momentum 1.5 petrol automatic SUVs are for sale at UK dealers, from £14,695 to £19,990, as of 4 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, blue. Mileage: 39,148 miles. Price: £17,595, £896 more than this car. Dealer: Paul Rigby Group Volvo Stafford in Stafford. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-b9eec97332b6
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, blue. Mileage: 69,098 miles. Price: £14,695, £2,004 less than this car. Dealer: TrustFord Aberdeen in Aberdeen. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-03702dbe039f
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, grey. Mileage: 28,739 miles. Price: £19,990, £3,291 more than this car. Dealer: Snows Volvo Winchester in Winchester. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-a40b52523a73