2020 Volvo XC40 2.0 D3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 2.0 Momentum Manual FWD Euro 6 5dr D3 (147 bhp)
• Year: 2020
• Mileage: 65,663 miles
• Fuel: Diesel
• Body: SUV, 5 doors, 5 seats
• Engine: 2.0 litres, 147 bhp
• Gearbox: Manual
• Drive: Front-wheel drive
• Colour: Black
• CO2: 143 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

At 65,663 miles, this 2020 Volvo XC40 Momentum has covered about 14,700 more miles than other 2020 Volvo XC40 cars. The AskCar estimate for this car is £13,953. It is priced at £11,500, which is £2,453 below that estimate. The AskCar estimate uses 4,785 UK dealer adverts for the Volvo XC40, with adjustments for age, mileage, trim, engine and other specifications. Since we first spotted the advert 121 days ago, the asking price has dropped by £3,490. Our latest MOT record expired on 22 October 2026. Check the current position with the dealer. We checked its advertised mileage against the government's MOT record, and they match. It is advertised by 1Stop Car Sales in Spalding. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 5 November 2026.

How we estimate prices and check cars

Price

Good value: £2,453 (17%) under the AskCar estimate of £13,953.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,785 priced Volvo XC40 adverts across different ages and specifications, as of 5 November 2026.

A 2020 Volvo XC40 with the 2.0 diesel engine is typically advertised at £18,500: the median of the 200 for sale on AskCar, as of 5 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 121 days.

Price history

AskCar first saw this advert on 7 July 2026 at £14,990. Its asking price is now £11,500, £3,490 less. The latest price cut was seen on 5 November 2026.

Price changes recorded:

• 7 July 2026: £14,990
• 5 August 2026: £14,600
• 30 September 2026: £13,800
• 16 October 2026: £13,000
• 22 October 2026: £12,750
• 24 October 2026: £12,000
• 5 November 2026: £11,500

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 5 November 2026: the latest record we hold ran out on 22 October 2026; ask the dealer for the current MOT.

It has had 4 MOTs. The latest, on 23 October 2025, passed.

There were no advisories at the latest test.

Mileage at that test: 58,700 miles, which matches the advertised 65,663 miles.

Advertised mileage is about 14,700 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

3 other 2020 Volvo XC40 Momentum 2.0 diesel manual SUVs are for sale at UK dealers, from £9,995 to £13,495, as of 5 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, white. Mileage: 80,177 miles. Price: £13,495, £1,995 more than this car. Dealer: Cattedown Trade Centre in Plymouth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-0927eb04becc
• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, silver. Mileage: 107,000 miles. Price: £10,995, £505 less than this car. Dealer: James & James in Stonehouse. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-a54b881ed851
• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, red. Mileage: 125,920 miles. Price: £9,995, £1,505 less than this car. Dealer: Saveonusedcars.Co.Uk in Scunthorpe. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-7a2433bf9779