2020 Volvo XC40 2.0 D3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 2.0 D3 Momentum Manual FWD Euro 6 (s/s) 5dr (148 bhp)
• Year: 2020
• Mileage: 107,000 miles
• Fuel: Diesel
• Body: SUV, 5 doors, 5 seats
• Engine: 2.0 litres, 148 bhp
• Gearbox: Manual
• Drive: Front-wheel drive
• Colour: Silver
• CO2: 127 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

At 107,000 miles, this 2020 Volvo XC40 Momentum has covered about 56,300 more miles than other 2020 Volvo XC40 cars. The dealer is asking £10,995, which is £36 below the AskCar estimate of £11,031. To work out the AskCar estimate, we analyse UK dealer adverts for 4,772 Volvo XC40 cars across different ages and specifications. We first recorded this car for sale 38 days ago. The government's MOT record matches its advertised mileage. You can find this car at James & James in Stonehouse. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 6 November 2026.

How we estimate prices and check cars

Price

Fair price: £36 (under 1%) under the AskCar estimate of £11,031.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,772 priced Volvo XC40 adverts across different ages and specifications, as of 6 November 2026.

A 2020 Volvo XC40 with the 2.0 diesel engine is typically advertised at £18,500: the median of the 203 for sale on AskCar, as of 6 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 38 days.

Price history

AskCar first saw this advert on 29 September 2026 at £10,995. Its asking price has not changed.

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 6 November 2026: valid until 10 March 2027.

It has had 4 MOTs. The latest, on 16 February 2026, passed.

Advisories at the latest test: rear brake disc worn, pitted or scored, but not seriously weakened; rear brake pad(s) wearing thin; offside rear tyre worn close to legal limit/worn on edge 235/55 R18 3mm; and 1 more.

Mileage at that test: 98,610 miles, which matches the advertised 107,000 miles.

Advertised mileage is about 56,300 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

3 other 2020 Volvo XC40 Momentum 2.0 diesel manual SUVs are for sale at UK dealers, from £9,995 to £13,495, as of 6 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, red. Mileage: 125,920 miles. Price: £9,995, £1,000 less than this car. Dealer: Saveonusedcars.Co.Uk in Scunthorpe. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-7a2433bf9779
• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, white. Mileage: 80,177 miles. Price: £13,495, £2,500 more than this car. Dealer: Cattedown Trade Centre in Plymouth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-0927eb04becc
• 2020 Volvo XC40 Momentum, 2.0 diesel SUV, black. Mileage: 65,663 miles. Price: £11,500, £505 more than this car. Dealer: 1Stop Car Sales in Spalding. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-35165a70ef29