2020 Volvo XC40 1.5 T3 Momentum

Price: £14,460. Fair price: £678 (4%) under the AskCar estimate of £15,138, our expected asking price for this car from its model, age, mileage and specification, drawing on 5,104 priced Volvo XC40 adverts on AskCar as of 4 November 2026.

AskCar lists 5,140 used Volvo XC40 from 1,238 UK dealerships, as of 4 November 2026.

Overview

  • Make: Volvo
  • Model: XC40
  • Trim: Momentum
  • Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
  • Year: 2020
  • Mileage: 46,384 miles
  • Fuel: Petrol
  • Body: SUV, 5 doors, 5 seats
  • Engine: 1.5 litres, 161 bhp
  • Gearbox: Manual
  • Drive: Front-wheel drive
  • Colour: Black
  • CO2: 158 g/km
  • Emissions standard: Euro 6, ULEZ compliant

About this car

At 46,384 miles, this 2020 Volvo XC40 Momentum has covered about 4,300 fewer miles than other 2020 Volvo XC40 cars. The AskCar estimate for this car is £15,138. It is priced at £14,460, which is £678 below that estimate. To work out the AskCar estimate, we analyse UK dealer adverts for 5,104 Volvo XC40 cars across different ages and specifications. We have tracked this advert for 50 days. Its advertised mileage matches the government's MOT record. You can find this car at Hippo Approved in Blackburn. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 4 November 2026.

How we estimate prices and check cars

Price

Fair price: £678 (4%) under the AskCar estimate of £15,138.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 5,104 priced Volvo XC40 adverts across different ages and specifications, as of 4 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 224 for sale on AskCar, as of 4 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 50 days.

Price history

AskCar first saw this advert on 15 September 2026 at £14,420. Its asking price is now £14,460, £40 more.

Price changes recorded:

  • 15 September 2026: £14,420
  • 25 September 2026: £14,920
  • 1 October 2026: £14,840
  • 9 October 2026: £15,775
  • 21 October 2026: £14,740
  • 23 October 2026: £14,540
  • 3 November 2026: £14,460

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 4 November 2026: valid until 9 June 2027.

It has had 5 MOTs. The latest, on 10 June 2026, passed.

Advisories at the latest test: offside front tyre worn close to legal limit/worn on edge.

Mileage at that test: 44,049 miles, which matches the advertised 46,384 miles.

Advertised mileage is about 4,300 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £10,000 to £16,995, as of 4 November 2026.

The 3 closest to this car in mileage:

  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 50,474 miles. Price: £15,495, £1,035 more than this car. Dealer: Powell's Motors In-Rotherham in Kilnhurst. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-5829af38e0dd
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, grey. Mileage: 51,015 miles. Price: £14,699, £239 more than this car. Dealer: cinch Corby in Corby. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-3e6adb756959
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, black. Mileage: 51,745 miles. Price: £14,270, £190 less than this car. Dealer: Evans Halshaw Vauxhall Cardiff in Cardiff. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-ac5fc785d2fc
  • The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white, 12 miles from this car. Mileage: 76,500 miles. Price: £12,231, £2,229 less than this car. Dealer: TMMC The Manchester Motor Company in Bolton. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-76fd03e8622f

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

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Photos

45 photos of this car are on its AskCar page.

As of 4 November 2026, AskCar lists 592,552 cars and vans from 12,964 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.