2020 Volvo XC40 1.5 T3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
• Year: 2020
• Mileage: 76,500 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 161 bhp
• Gearbox: Manual
• Drive: Front-wheel drive
• Colour: White
• CO2: 158 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

At 76,500 miles, this 2020 Volvo XC40 Momentum has covered about 25,500 more miles than other 2020 Volvo XC40 cars. The AskCar estimate for this car is £12,592. It is priced at £12,231, which is £361 below that estimate. The AskCar estimate uses UK dealer asking prices, including 4,464 Volvo XC40 adverts, and accounts for the car’s age, mileage and specification. Since we first spotted the advert 48 days ago, the asking price has dropped by £482. We checked its advertised mileage against the government's MOT record, and they match. It is advertised by TMMC The Manchester Motor Company in Bolton. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 2 November 2026.

How we estimate prices and check cars

Price

Fair price: £361 (2%) under the AskCar estimate of £12,592.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,464 priced Volvo XC40 adverts across different ages and specifications, as of 2 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 210 for sale on AskCar, as of 2 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 48 days.

Price history

AskCar first saw this advert on 15 September 2026 at £12,713. Its asking price is now £12,231, £482 less. The latest price cut was seen on 31 October 2026.

Price changes recorded:

• 15 September 2026: £12,713
• 23 October 2026: £12,526
• 31 October 2026: £12,231

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 2 November 2026: valid until 26 January 2027.

It has had 4 MOTs. The latest, on 19 January 2026, passed.

Advisories at the latest test: nearside rear tyre worn close to legal limit/worn on edge; offside rear tyre worn close to legal limit/worn on edge.

Mileage at that test: 67,835 miles, which matches the advertised 76,500 miles.

Advertised mileage is about 25,500 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £10,000 to £16,995, as of 2 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 77,179 miles. Price: £12,995, £764 more than this car. Dealer: Group 1 Assured Norwich in Norwich. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-b8454205c105
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 81,000 miles. Price: £11,795, £436 less than this car. Dealer: Autothentic in Tockwith. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-706bfcfa7e2c
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 82,000 miles. Price: £12,699, £468 more than this car. Dealer: Chicos Garage Of Plymouth in Plymouth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-fbfdf6260ad7

• The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, black, 12 miles from this car. Mileage: 46,384 miles. Price: £14,540, £2,309 more than this car. Dealer: Hippo Approved in Blackburn. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-4f8ea4faad94