2020 Volvo XC40 1.5 T3 Momentum
Price: £15,968. Fair price: £140 (under 1%) under the AskCar estimate of £16,108, our expected asking price for this car from its model, age, mileage and specification, drawing on 4,785 priced Volvo XC40 adverts on AskCar as of 5 November 2026.
AskCar lists 4,825 used Volvo XC40 from 1,211 UK dealerships, as of 5 November 2026.
Overview
- Make: Volvo
- Model: XC40
- Trim: Momentum
- Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
- Year: 2020
- Mileage: 34,062 miles
- Fuel: Petrol
- Body: SUV, 5 doors, 5 seats
- Engine: 1.5 litres, 161 bhp
- Gearbox: Manual
- Drive: Front-wheel drive
- Colour: Blue
- CO2: 158 g/km
- Emissions standard: Euro 6, ULEZ compliant
About this car
This 2020 Volvo XC40 Momentum is advertised with 34,062 miles, approximately 16,900 below the typical mileage for its age. Its asking price of £15,968 is £140 below the AskCar estimate of £16,108. The AskCar estimate uses UK dealer asking prices, including 4,785 Volvo XC40 adverts, and accounts for the car’s age, mileage and specification. Since we first spotted the advert 47 days ago, the asking price has dropped by £531. Our records show an MOT expiry date of 29 September 2026, which has passed. Ask the dealer for an update. Its advertised mileage matches the government's MOT record. The seller is Eden Approved Christchurch, based in Christchurch. How to contact the dealer and its opening hours are on this AskCar page.
Stock data as of 5 November 2026.
Price
Fair price: £140 (under 1%) under the AskCar estimate of £16,108.
The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.
It draws on 4,785 priced Volvo XC40 adverts across different ages and specifications, as of 5 November 2026.
A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 220 for sale on AskCar, as of 5 November 2026.
Time on sale
This 2020 Volvo XC40 has been on sale for at least 47 days.
Price history
AskCar first saw this advert on 19 September 2026 at £16,499. Its asking price is now £15,968, £531 less. The latest price cut was seen on 20 October 2026.
Price changes recorded:
- 19 September 2026: £16,499
- 23 September 2026: £16,299
- 29 September 2026: £16,468
- 18 October 2026: £16,168
- 20 October 2026: £15,968
Mileage and MOT
MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 5 November 2026: the latest record we hold ran out on 29 September 2026; ask the dealer for the current MOT.
It has had 3 MOTs. The latest, on 24 September 2025, passed.
Advisories at the latest test: front brake pad(s) wearing thin o/s/r ,n/s/r inner slightly worn.
Mileage at that test: 30,843 miles, which matches the advertised 34,062 miles.
Advertised mileage is about 16,900 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.
Similar cars
17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £9,950 to £16,995, as of 5 November 2026.
The 3 closest to this car in mileage:
- 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 40,403 miles. Price: £14,990, £978 less than this car. Dealer: Carworld Car Supermarket in Peterborough. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-890f55db478a
- 2020 Volvo XC40 Momentum, 1.5 petrol SUV, grey. Mileage: 25,133 miles. Price: £16,995, £1,027 more than this car. Dealer: Park's Motor Group Ford Stirling in Stirling. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-a91f610fb20b
- 2020 Volvo XC40 Momentum, 1.5 petrol SUV, black. Mileage: 46,384 miles. Price: £14,460, £1,508 less than this car. Dealer: Hippo Approved in Blackburn. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-4f8ea4faad94
- The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver, 77 miles from this car. Mileage: 52,776 miles. Price: £14,499, £1,469 less than this car. Dealer: Motorplus South Wales in Newport. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-adc60e4ccb26
Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide
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Photos
22 photos of this car are on its AskCar page.
As of 5 November 2026, AskCar lists 595,776 cars and vans from 12,945 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.