2020 Volvo XC40 1.5 T3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 1.5 T3 Momentum Auto FWD Euro 6 (s/s) 5dr (161 bhp)
• Year: 2020
• Mileage: 20,640 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 161 bhp
• Gearbox: Automatic
• Drive: Front-wheel drive
• Colour: Black
• CO2: 165 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

With 20,640 miles on the clock, this 2020 Volvo XC40 Momentum has done roughly 30,100 fewer miles than a typical 2020 Volvo XC40. Priced at £19,060, it is advertised £84 above the AskCar estimate of £18,976. The AskCar estimate uses UK dealer asking prices, including 5,104 Volvo XC40 adverts, and accounts for the car’s age, mileage and specification. We first saw this car advertised 2 days ago. Its asking price has since fallen by £150. Our latest MOT record expired on 29 October 2026. Check the current position with the dealer. According to the government's MOT record, its advertised mileage is consistent with the latest test. You can find this car at Big Motoring World Enfield in Waltham Cross. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 4 November 2026.

How we estimate prices and check cars

Price

Fair price: £84 (under 1%) over the AskCar estimate of £18,976.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 5,104 priced Volvo XC40 adverts across different ages and specifications, as of 4 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 224 for sale on AskCar, as of 4 November 2026.

Time on sale

AskCar first saw this 2020 Volvo XC40 advertised 2 days ago. About half of 2020 Volvo XC40 cars are gone from sale within a month of being advertised: 307 of the 603 first advertised between 11 July 2026 and 1 October 2026.

Price history

AskCar first saw this advert on 2 November 2026 at £19,210. Its asking price is now £19,060, £150 less. The latest price cut was seen on 3 November 2026.

Price changes recorded:

• 2 November 2026: £19,210
• 3 November 2026: £19,060

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 4 November 2026: the latest record we hold ran out on 29 October 2026; ask the dealer for the current MOT.

It has had 4 MOTs. The latest, on 1 November 2026, passed.

There were no advisories at the latest test.

Mileage at that test: 20,642 miles, which matches the advertised 20,640 miles.

Advertised mileage is about 30,100 miles lower than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

4 other 2020 Volvo XC40 Momentum 1.5 petrol automatic SUVs are for sale at UK dealers, from £14,695 to £19,990, as of 4 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, grey. Mileage: 28,739 miles. Price: £19,990, £930 more than this car. Dealer: Snows Volvo Winchester in Winchester. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-a40b52523a73
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, blue. Mileage: 39,148 miles. Price: £17,595, £1,465 less than this car. Dealer: Paul Rigby Group Volvo Stafford in Stafford. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-b9eec97332b6
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, black. Mileage: 49,934 miles. Price: £16,699, £2,361 less than this car. Dealer: cinch Bellevue in Hook. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-6b9dc88b2b03