2020 Volvo XC40 1.5 T3 Momentum

Price: £12,915. Fair price: £711 (5%) under the AskCar estimate of £13,626, our expected asking price for this car from its model, age, mileage and specification, drawing on 4,464 priced Volvo XC40 adverts on AskCar as of 2 November 2026.

AskCar lists 4,630 used Volvo XC40 from 1,199 UK dealerships, as of 2 November 2026.

Overview

  • Make: Volvo
  • Model: XC40
  • Trim: Momentum
  • Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
  • Year: 2020
  • Mileage: 65,009 miles
  • Fuel: Petrol
  • Body: SUV, 5 doors, 5 seats
  • Engine: 1.5 litres, 161 bhp
  • Gearbox: Manual
  • Drive: Front-wheel drive
  • Colour: Red
  • CO2: 158 g/km
  • Emissions standard: Euro 6, ULEZ compliant

About this car

At 65,009 miles, this 2020 Volvo XC40 Momentum has covered about 14,000 more miles than other 2020 Volvo XC40 cars. The AskCar estimate for this car is £13,626. It is priced at £12,915, which is £711 below that estimate. The AskCar estimate uses 4,464 UK dealer adverts for the Volvo XC40, with adjustments for age, mileage, trim, engine and other specifications. Since we first spotted the advert 38 days ago, the asking price has dropped by £900. Its advertised mileage matches the government's MOT record. It is for sale at Cargem in Rainham. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 2 November 2026.

How we estimate prices and check cars

Price

Fair price: £711 (5%) under the AskCar estimate of £13,626.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,464 priced Volvo XC40 adverts across different ages and specifications, as of 2 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 210 for sale on AskCar, as of 2 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 38 days.

Price history

AskCar first saw this advert on 25 September 2026 at £13,815. Its asking price is now £12,915, £900 less. The latest price cut was seen on 28 October 2026.

Price changes recorded:

  • 25 September 2026: £13,815
  • 10 October 2026: £13,659
  • 28 October 2026: £12,915

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 2 November 2026: valid until 13 March 2027.

It has had 5 MOTs. The latest, on 19 February 2026, passed.

Advisories at the latest test: nearside front tyre worn close to legal limit/worn on edge 2mm tread depth; offside front tyre worn close to legal limit/worn on edge 2.5mm tread depth.

Mileage at that test: 59,406 miles, which matches the advertised 65,009 miles.

Advertised mileage is about 14,000 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £10,000 to £16,995, as of 2 November 2026.

The 3 closest to this car in mileage:

  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, black. Mileage: 62,073 miles. Price: £13,230, £315 more than this car. Dealer: Evans Halshaw Hyundai Grimsby in Grimsby. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-42a9a9adb477
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 76,500 miles. Price: £12,231, £684 less than this car. Dealer: TMMC The Manchester Motor Company in Bolton. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-76fd03e8622f
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 52,976 miles. Price: £15,074, £2,159 more than this car. Dealer: Letchworth Renault & Dacia in Letchworth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-577a91acca98
  • The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver, under a mile from this car. Mileage: 83,703 miles. Price: £11,735, £1,180 less than this car. Dealer: Cargem in Rainham. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-025e527ca47c

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

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Photos

52 photos of this car are on its AskCar page.

As of 2 November 2026, AskCar lists 586,270 cars and vans from 12,920 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.