2020 Volvo XC40 1.5 T3 Momentum

Price: £11,735. Fair price: £249 (2%) under the AskCar estimate of £11,984, our expected asking price for this car from its model, age, mileage and specification, drawing on 4,464 priced Volvo XC40 adverts on AskCar as of 2 November 2026.

AskCar lists 4,630 used Volvo XC40 from 1,199 UK dealerships, as of 2 November 2026.

Overview

  • Make: Volvo
  • Model: XC40
  • Trim: Momentum
  • Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
  • Year: 2020
  • Mileage: 83,703 miles
  • Fuel: Petrol
  • Body: SUV, 5 doors, 5 seats
  • Engine: 1.5 litres, 161 bhp
  • Gearbox: Manual
  • Drive: Front-wheel drive
  • Colour: Silver
  • CO2: 158 g/km
  • Emissions standard: Euro 6, ULEZ compliant

About this car

With 83,703 miles on the clock, this 2020 Volvo XC40 Momentum has done roughly 32,700 more miles than a typical 2020 Volvo XC40. The dealer is asking £11,735, which is £249 below the AskCar estimate of £11,984. To work out the AskCar estimate, we analyse UK dealer adverts for 4,464 Volvo XC40 cars across different ages and specifications. We first recorded this advert 16 days ago, and its asking price has since fallen by £579. According to the government's MOT record, its advertised mileage is consistent with the latest test. It is advertised by Cargem in Rainham. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 2 November 2026.

How we estimate prices and check cars

Price

Fair price: £249 (2%) under the AskCar estimate of £11,984.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,464 priced Volvo XC40 adverts across different ages and specifications, as of 2 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 210 for sale on AskCar, as of 2 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 16 days.

Price history

AskCar first saw this advert on 17 October 2026 at £12,314. Its asking price is now £11,735, £579 less. The latest price cut was seen on 25 October 2026.

Price changes recorded:

  • 17 October 2026: £12,314
  • 25 October 2026: £11,735

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 2 November 2026: valid until 4 July 2027.

It has had 4 MOTs. The latest, on 25 June 2026, passed.

Advisories at the latest test: offside front tyre worn close to legal limit/worn on edge.

Mileage at that test: 80,244 miles, which matches the advertised 83,703 miles.

Advertised mileage is about 32,700 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £10,000 to £16,995, as of 2 November 2026.

The 3 closest to this car in mileage:

  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 82,000 miles. Price: £12,699, £964 more than this car. Dealer: Chicos Garage Of Plymouth in Plymouth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-fbfdf6260ad7
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 81,000 miles. Price: £11,795, £60 more than this car. Dealer: Autothentic in Tockwith. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-706bfcfa7e2c
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 77,179 miles. Price: £12,995, £1,260 more than this car. Dealer: Group 1 Assured Norwich in Norwich. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-b8454205c105
  • The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, red, under a mile from this car. Mileage: 65,009 miles. Price: £12,915, £1,180 more than this car. Dealer: Cargem in Rainham. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-1e7ff47bfc06

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

More like this

Photos

50 photos of this car are on its AskCar page.

As of 2 November 2026, AskCar lists 586,270 cars and vans from 12,920 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.