2020 Volvo XC40 1.5 T3 Momentum

Price: £11,485. Fair price: £80 (under 1%) over the AskCar estimate of £11,405, our expected asking price for this car from its model, age, mileage and specification, drawing on 4,772 priced Volvo XC40 adverts on AskCar as of 6 November 2026.

AskCar lists 4,814 used Volvo XC40 from 1,211 UK dealerships, as of 6 November 2026.

Overview

  • Make: Volvo
  • Model: XC40
  • Trim: Momentum
  • Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
  • Year: 2020
  • Mileage: 91,179 miles
  • Fuel: Petrol
  • Body: SUV, 5 doors, 5 seats
  • Engine: 1.5 litres, 161 bhp
  • Gearbox: Manual
  • Drive: Front-wheel drive
  • Colour: Blue
  • CO2: 158 g/km
  • Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Momentum is advertised with 91,179 miles, approximately 40,500 above the typical mileage for its age. Priced at £11,485, it is advertised £80 above the AskCar estimate of £11,405. To work out the AskCar estimate, we analyse UK dealer adverts for 4,772 Volvo XC40 cars across different ages and specifications. We first recorded this advert 45 days ago, and its asking price has since fallen by £500. The government's MOT record matches its advertised mileage. You can find this car at IM Car Supermarket in Luton. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 6 November 2026.

How we estimate prices and check cars

Price

Fair price: £80 (under 1%) over the AskCar estimate of £11,405.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,772 priced Volvo XC40 adverts across different ages and specifications, as of 6 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 223 for sale on AskCar, as of 6 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 45 days.

Price history

AskCar first saw this advert on 22 September 2026 at £11,985. Its asking price is now £11,485, £500 less. The latest price cut was seen on 4 October 2026.

Price changes recorded:

  • 22 September 2026: £11,985
  • 30 September 2026: £11,785
  • 4 October 2026: £11,485

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 6 November 2026: valid until 26 June 2027.

It has had 5 MOTs. The latest, on 22 June 2026, passed.

Advisories at the latest test: rear brake pad(s) wearing thin.

Mileage at that test: 89,542 miles, which matches the advertised 91,179 miles.

Advertised mileage is about 40,500 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £9,950 to £16,995, as of 6 November 2026.

The 3 closest to this car in mileage:

  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 83,703 miles. Price: £11,735, £250 more than this car. Dealer: Cargem in Rainham. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-025e527ca47c
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 82,000 miles. Price: £12,699, £1,214 more than this car. Dealer: Chicos Garage Of Plymouth in Plymouth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-fbfdf6260ad7
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 81,000 miles. Price: £11,795, £310 more than this car. Dealer: Autothentic in Tockwith. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-706bfcfa7e2c
  • The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white, 13 miles from this car. Mileage: 52,976 miles. Price: £15,074, £3,589 more than this car. Dealer: Letchworth Renault & Dacia in Letchworth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-577a91acca98

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

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Photos

31 photos of this car are on its AskCar page.

As of 6 November 2026, AskCar lists 598,752 cars and vans from 12,905 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.