2020 Volvo XC40 1.5 T3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
• Year: 2020
• Mileage: 81,000 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 161 bhp
• Gearbox: Manual
• Drive: Front-wheel drive
• Colour: White
• CO2: 158 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Momentum is advertised with 81,000 miles, approximately 30,300 above the typical mileage for its age. The dealer is asking £11,795, which is £430 below the AskCar estimate of £12,225. To work out the AskCar estimate, we analyse UK dealer adverts for 5,104 Volvo XC40 cars across different ages and specifications. We first recorded this advert 63 days ago, and its asking price has since fallen by £900. Our records show an MOT expiry date of 29 October 2026, which has passed. Ask the dealer for an update. We checked its advertised mileage against the government's MOT record, and they match. It is advertised by Autothentic in York. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 4 November 2026.

How we estimate prices and check cars

Price

Fair price: £430 (3%) under the AskCar estimate of £12,225.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 5,104 priced Volvo XC40 adverts across different ages and specifications, as of 4 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 224 for sale on AskCar, as of 4 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 63 days.

Price history

AskCar first saw this advert on 2 September 2026 at £12,695. Its asking price is now £11,795, £900 less. The latest price cut was seen on 27 October 2026.

Price changes recorded:

• 2 September 2026: £12,695
• 25 September 2026: £12,495
• 30 September 2026: £11,995
• 18 October 2026: £11,895
• 27 October 2026: £11,795

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 4 November 2026: the latest record we hold ran out on 29 October 2026; ask the dealer for the current MOT.

It has had 4 MOTs. The latest, on 8 October 2025, passed.

There were no advisories at the latest test.

Mileage at that test: 67,770 miles, which matches the advertised 81,000 miles.

Advertised mileage is about 30,300 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £10,000 to £16,995, as of 4 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 82,000 miles. Price: £12,699, £904 more than this car. Dealer: Chicos Garage Of Plymouth in Plymouth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-fbfdf6260ad7
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 83,703 miles. Price: £11,735, £60 less than this car. Dealer: Cargem in Rainham. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-025e527ca47c
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 77,179 miles. Price: £12,995, £1,200 more than this car. Dealer: Group 1 Assured Norwich in Norwich. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-b8454205c105

• The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white, 34 miles from this car. Mileage: 50,474 miles. Price: £15,495, £3,700 more than this car. Dealer: Powell's Motors In-Rotherham in Kilnhurst. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-5829af38e0dd