2020 Volvo XC40 1.5 T3 Momentum

Overview

• Make: Volvo
• Model: XC40
• Trim: Momentum
• Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
• Year: 2020
• Mileage: 82,000 miles
• Fuel: Petrol
• Body: SUV, 5 doors, 5 seats
• Engine: 1.5 litres, 161 bhp
• Gearbox: Manual
• Drive: Front-wheel drive
• Colour: Silver
• CO2: 158 g/km
• Emissions standard: Euro 6, ULEZ compliant

About this car

This 2020 Volvo XC40 Momentum has covered 82,000 miles, around 31,100 more miles than is typical for its age. Priced at £12,699, it is advertised £555 above the AskCar estimate of £12,144. To work out the AskCar estimate, we analyse UK dealer adverts for 4,568 Volvo XC40 cars across different ages and specifications. The asking price is now £800 lower than when we first recorded the advert 121 days ago. Our records show an MOT expiry date of 28 August 2026, which has passed. Ask the dealer for an update. According to the government's MOT record, its advertised mileage is consistent with the latest test. The seller is Chicos Garage Of Plymouth, based in Plymouth. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 7 November 2026.

How we estimate prices and check cars

Price

Fair price: £555 (4%) over the AskCar estimate of £12,144.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,568 priced Volvo XC40 adverts across different ages and specifications, as of 7 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 222 for sale on AskCar, as of 7 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 121 days.

Price history

AskCar first saw this advert on 9 July 2026 at £13,499. Its asking price is now £12,699, £800 less. The latest price cut was seen on 2 October 2026.

Price changes recorded:

• 9 July 2026: £13,499
• 27 July 2026: £12,995
• 2 October 2026: £12,699

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 7 November 2026: the latest record we hold ran out on 28 August 2026; ask the dealer for the current MOT.

It failed its MOT on 27 August 2025 (offside rear brake pad(s) less than 1.5 mm thick) and passed 2 days later, on 29 August 2025.

Advisories at the latest test: nearside front tyre worn close to legal limit/worn on edge; offside front tyre worn close to legal limit/worn on edge; nearside rear tyre has a cut but not deep enough to reach the ply or cords.

Mileage at that test: 63,010 miles, which matches the advertised 82,000 miles.

Advertised mileage is about 31,100 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £9,950 to £16,995, as of 7 November 2026.

The 3 closest to this car in mileage:

• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 81,000 miles. Price: £11,795, £904 less than this car. Dealer: Autothentic in Tockwith. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-706bfcfa7e2c
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 83,703 miles. Price: £11,697, £1,002 less than this car. Dealer: Cargem in Rainham. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-025e527ca47c
• 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 77,179 miles. Price: £12,995, £296 more than this car. Dealer: Group 1 Assured Norwich in Norwich. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-b8454205c105

• The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, black, 87 miles from this car. Mileage: 51,745 miles. Price: £14,270, £1,571 more than this car. Dealer: Evans Halshaw Vauxhall Cardiff in Cardiff. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-ac5fc785d2fc