2020 Volvo XC40 1.5 T3 Momentum

Price: £12,995. Fair price: £438 (3%) over the AskCar estimate of £12,557, our expected asking price for this car from its model, age, mileage and specification, drawing on 4,772 priced Volvo XC40 adverts on AskCar as of 6 November 2026.

AskCar lists 4,814 used Volvo XC40 from 1,211 UK dealerships, as of 6 November 2026.

Overview

  • Make: Volvo
  • Model: XC40
  • Trim: Momentum
  • Version: 1.5 T3 Momentum Manual FWD Euro 6 (s/s) 5dr (161 bhp)
  • Year: 2020
  • Mileage: 77,179 miles
  • Fuel: Petrol
  • Body: SUV, 5 doors, 5 seats
  • Engine: 1.5 litres, 161 bhp
  • Gearbox: Manual
  • Drive: Front-wheel drive
  • Colour: Silver
  • CO2: 158 g/km
  • Emissions standard: Euro 6, ULEZ compliant

About this car

With 77,179 miles on the clock, this 2020 Volvo XC40 Momentum has done roughly 26,500 more miles than a typical 2020 Volvo XC40. Its asking price of £12,995 is £438 above the AskCar estimate of £12,557. To work out the AskCar estimate, we analyse UK dealer adverts for 4,772 Volvo XC40 cars across different ages and specifications. We have tracked this advert for 8 days. According to the government's MOT record, its advertised mileage is consistent with the latest test. The seller is Group 1 Assured Norwich, based in Norwich. How to contact the dealer and its opening hours are on this AskCar page.

Stock data as of 6 November 2026.

How we estimate prices and check cars

Price

Fair price: £438 (3%) over the AskCar estimate of £12,557.

The AskCar estimate is our expected asking price for this car. It uses UK dealer asking prices, accounting for make, model, trim, version, age, mileage, fuel, gearbox, body type, driven wheels, engine size and power. It is an advertised price, not a confirmed sale price.

It draws on 4,772 priced Volvo XC40 adverts across different ages and specifications, as of 6 November 2026.

A 2020 Volvo XC40 with the 1.5 petrol engine is typically advertised at £17,500: the median of the 223 for sale on AskCar, as of 6 November 2026.

Time on sale

This 2020 Volvo XC40 has been on sale for at least 8 days.

Price history

AskCar first saw this advert on 29 October 2026 at £12,995. Its asking price has not changed.

Mileage and MOT

MOT, from the government's MOT records (DVSA, the Driver and Vehicle Standards Agency), as of 6 November 2026: valid until 7 October 2027.

It has had 6 MOTs. The latest, on 2 October 2026, passed.

There were no advisories at the latest test.

Mileage at that test: 75,959 miles, which matches the advertised 77,179 miles.

Advertised mileage is about 26,500 miles higher than the median mileage of a 2020 Volvo XC40 on AskCar.

Similar cars

17 other 2020 Volvo XC40 Momentum 1.5 petrol manual SUVs are for sale at UK dealers, from £9,950 to £16,995, as of 6 November 2026.

The 3 closest to this car in mileage:

  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 76,500 miles. Price: £12,231, £764 less than this car. Dealer: TMMC The Manchester Motor Company in Bolton. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-76fd03e8622f
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white. Mileage: 81,000 miles. Price: £11,795, £1,200 less than this car. Dealer: Autothentic in Tockwith. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-706bfcfa7e2c
  • 2020 Volvo XC40 Momentum, 1.5 petrol SUV, silver. Mileage: 82,000 miles. Price: £12,699, £296 less than this car. Dealer: Chicos Garage Of Plymouth in Plymouth. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-fbfdf6260ad7
  • The nearest: 2020 Volvo XC40 Momentum, 1.5 petrol SUV, white, 63 miles from this car. Mileage: 40,403 miles. Price: £14,990, £1,995 more than this car. Dealer: Carworld Car Supermarket in Peterborough. AskCar page: https://askcar.co.uk/car/volvo-xc40-2020-890f55db478a

Browse all Volvo XC40 cars for sale · 2020 Volvo XC40 price guide

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Photos

26 photos of this car are on its AskCar page.

As of 6 November 2026, AskCar lists 598,752 cars and vans from 12,905 UK dealerships, read daily from dealer websites: over 99% of UK dealer used car adverts. No dealer pays to be listed.